Superannuation
Key differences between self-managed super funds (SMSF) and conventional super
8 January
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]
Educating investors: Building the foundations for long-term generational wealth
1 January
Investing can feel intimidating for many people, particularly those just starting out. Markets fluctuate, headlines create fear, and misinformation is everywhere. Yet at its core, successful investing is not about chasing hot tips or timing the...[Read More]
Retirement isn’t an age — it’s a financial position
1 January
For decades, retirement has been framed as a milestone tied to age. Sixty-seven has become a default finish line — the point at which work stops and “retirement” begins. But this traditional view no longer reflects reality. Retirement is not...[Read More]
Determining your attitude towards investment risk – and why financial advice matters
25 December
When it comes to investing, one of the most important – and often overlooked – factors is your attitude towards risk. Investment risk is not just about market volatility or potential losses; it’s about how you react when markets rise and...[Read More]
The one tweak that could grow your super by $200,000
24 December
Australians are being urged to engage more closely with their super, because small tweaks made early in life can grow into large differences over time. Fewer than half of all Australians have actively chosen how their super is invested, with nearly...[Read More]
The quiet power of compound interest
11 December
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy or...[Read More]
Nearly two in five Aussies fear retirement out of reach
10 December
Nearly two in every five Australians fear they will not be able to retire, as housing prices and day-to-day costs grind higher, new data shows. Roughly 38 per cent of Australian superannuation members have that worry, up from 28 per cent in 2024,...[Read More]
Super needed for retirement diverges due to home status
10 December
The amount of superannuation needed for different groups to retire, as projected by Super Consumers Australia: * Single homeowner needs $74,000 for a modest retirement spending $32,000 per year, with the rest (91 per cent) supplemented by the age...[Read More]
The gift of trust: How talking about us strengthens our business and community
4 December
Referrals mean more to us than words can easily express. When a happy client shares their experience and recommends us to a friend, colleague, or family member, it is one of the greatest compliments we can receive. We never take that trust for...[Read More]
The adult’s guide to embracing superannuation
27 November
Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner. Initially, for many young individuals, superannuation feels like a distant concern,...[Read More]
Get it right! Avoid delays when winding up your SMSF
19 November
A major cause of delays when winding up a SMSF is not ensuring all accounting and compliance obligations are up to date. Once you’ve decided to wind up your SMSFExternal Link, when you lodge your final self-managed super fund (SMSF)...[Read More]
Self-Managed Superannuation Fund (SMSF) checklist
13 November
A Self-Managed Super Fund (SMSF) offers individuals more control over their retirement savings, but it comes with significant responsibilities. This checklist outlines key considerations and requirements to help ensure compliance and effective...[Read More]
Deputy Commissioner, Emma Rosenzweig talks Payday Super
12 November
If you haven’t heard much about Payday Super, this is a good starting point. Put simply, Payday Super is about paying super on payday. So, if you’re an employer, from 1 July 2026 you’ll pay your super guarantee obligations at the same time as...[Read More]
From conversation to collaboration: How your relationship with a financial planner evolves
6 November
Financial planning is more than numbers, spreadsheets, and investment returns — it’s about people. It begins with a conversation about your goals, dreams, and challenges, and often grows into one of the most trusted partnerships in your...[Read More]
Superannuation: teaching the next generation to value their future wealth
6 November
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about — a...[Read More]